Phone1-800-CANDID-01ShieldRegulated by OSFI & Provincial Insurance AuthoritiesClockMon–Fri 8AM–8PM EST
AwardTrusted by 250,000+ Canadians

Insurance That's Honest, Clear & Canadian

Protect what matters most with comprehensive, transparent insurance coverage designed specifically for Canadian families and businesses.

$800K+

Claims Paid Out

98.7%

Satisfaction Rate

24/7

Claims Support

Happy Canadian family protected by Candid Current insurance
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Claim Approved

Average 48hr processing

ShieldOSFI Regulated
AwardA+ Financial Strength
Lock256-bit Encryption
GlobeAll 13 Provinces & Territories
Star4.9/5 Customer Rating

Complete Protection for Every Chapter of Your Life

From your first car to your family home, Candid Current has tailored coverage that adapts as your life evolves.

Home

Home Insurance

Comprehensive coverage for your property, contents, and liability. Includes flood, fire, and theft protection across all Canadian provinces.

Heart

Life Insurance

Term and whole life options to secure your family's financial future. Flexible premiums starting at just $19/month for Canadians age 18–65.

Auto

Auto Insurance

Competitive rates for all vehicle types. Accident forgiveness, roadside assistance, and bundling discounts up to 30% available.

Business

Business Insurance

Protect your Canadian business with commercial liability, property, and professional indemnity coverage tailored to your industry.

Travel

Travel Insurance

Travel with confidence anywhere in the world. Emergency medical, trip cancellation, and baggage coverage for Canadian travellers.

Critical

Critical Illness

Lump-sum payout upon diagnosis of covered conditions. Financial support when you need it most—no restrictions on how you use the funds.

Candid Current insurance advisor

Insurance Built on Transparency & Trust

We believe Canadians deserve insurance that's straightforward, fairly priced, and easy to understand. No hidden clauses, no fine print surprises.

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    Plain-Language Policies

    Every policy written in clear, understandable Canadian English or French—no legal jargon.

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    48-Hour Claims Resolution

    Most claims reviewed and approved within 48 hours. Fast payouts when you need them.

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    Dedicated Canadian Advisors

    Speak with licensed advisors based in Canada—bilingual support available nationwide.

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    Bundle & Save Up to 30%

    Combine home, auto, and life policies for significant multi-product savings.

Trusted by Canadians Coast to Coast

Real stories from real policyholders across the country.

StarStarStarStarStar

"After a pipe burst in our home last winter, Candid Current had an adjuster out the next morning and our claim paid within 3 days. Absolutely incredible service."

MR

Marie Rousseau

Homeowner – Montréal, QC

StarStarStarStarStar

"Switching from my old insurer saved us over $1,200 a year on our bundle. The whole process was seamless and their online portal is top-notch."

JT

James Thompson

Business Owner – Calgary, AB

StarStarStarStarStar

"As a first-time homebuyer, I had so many questions. My advisor Sarah walked me through everything patiently. I felt truly cared for—not just sold to."

PK

Priya Kaur

New Homeowner – Vancouver, BC

Get Your Free, Personalized Insurance Quote in Minutes

No obligations, no pressure. Fill out the form and one of our licensed Canadian advisors will reach out with a tailored quote for your needs.

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    100% free—no credit card required
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    Personalized quote within 24 hours
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    Licensed advisors in all provinces
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    Bilingual support (English & French)
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    Your data is protected with 256-bit SSL encryption

Start Your Free Quote

Fill in your details below and we'll get back to you quickly.

Get My Free Quote

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Thank You!

A licensed advisor will contact you within 24 hours with your personalized quote.

Got Questions? We've Got Answers

What types of insurance does Candid Current offer?Toggle

Candid Current offers Home, Auto, Life, Business, Travel, and Critical Illness insurance. All policies are available across all 13 Canadian provinces and territories, and can be bundled for savings of up to 30%.

How quickly can I get a quote?Toggle

After submitting your information through our form, a licensed advisor will prepare your personalized quote within 24 hours. For simple auto or home quotes, you may receive a response within just a few hours during business hours.

Is my personal information safe?Toggle

Absolutely. We use 256-bit SSL encryption and comply with PIPEDA (Personal Information Protection and Electronic Documents Act). Your data is never sold or shared with third-party marketers. We take your privacy seriously.

Can I manage my policy online?Toggle

Yes! Our secure online portal allows you to view your policy details, submit claims, make payments, download documents, and contact your advisor—all from your desktop or mobile device, 24/7.

What happens if I need to file a claim?Toggle

Filing a claim is simple. You can call our 24/7 claims hotline, use the online portal, or contact your advisor directly. Most claims are reviewed and resolved within 48 hours, and payouts are processed directly to your bank account.