Protect what matters most with comprehensive, transparent insurance coverage designed specifically for Canadian families and businesses.
$800K+
Claims Paid Out
98.7%
Satisfaction Rate
24/7
Claims Support

Claim Approved
Average 48hr processing
Our Coverage Plans
From your first car to your family home, Candid Current has tailored coverage that adapts as your life evolves.
Comprehensive coverage for your property, contents, and liability. Includes flood, fire, and theft protection across all Canadian provinces.
Term and whole life options to secure your family's financial future. Flexible premiums starting at just $19/month for Canadians age 18–65.
Competitive rates for all vehicle types. Accident forgiveness, roadside assistance, and bundling discounts up to 30% available.
Protect your Canadian business with commercial liability, property, and professional indemnity coverage tailored to your industry.
Travel with confidence anywhere in the world. Emergency medical, trip cancellation, and baggage coverage for Canadian travellers.
Lump-sum payout upon diagnosis of covered conditions. Financial support when you need it most—no restrictions on how you use the funds.

Why Candid Current
We believe Canadians deserve insurance that's straightforward, fairly priced, and easy to understand. No hidden clauses, no fine print surprises.
Plain-Language Policies
Every policy written in clear, understandable Canadian English or French—no legal jargon.
48-Hour Claims Resolution
Most claims reviewed and approved within 48 hours. Fast payouts when you need them.
Dedicated Canadian Advisors
Speak with licensed advisors based in Canada—bilingual support available nationwide.
Bundle & Save Up to 30%
Combine home, auto, and life policies for significant multi-product savings.
What Our Clients Say
Real stories from real policyholders across the country.
"After a pipe burst in our home last winter, Candid Current had an adjuster out the next morning and our claim paid within 3 days. Absolutely incredible service."
Marie Rousseau
Homeowner – Montréal, QC
"Switching from my old insurer saved us over $1,200 a year on our bundle. The whole process was seamless and their online portal is top-notch."
James Thompson
Business Owner – Calgary, AB
"As a first-time homebuyer, I had so many questions. My advisor Sarah walked me through everything patiently. I felt truly cared for—not just sold to."
Priya Kaur
New Homeowner – Vancouver, BC
No obligations, no pressure. Fill out the form and one of our licensed Canadian advisors will reach out with a tailored quote for your needs.
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A licensed advisor will contact you within 24 hours with your personalized quote.
Frequently Asked Questions
Candid Current offers Home, Auto, Life, Business, Travel, and Critical Illness insurance. All policies are available across all 13 Canadian provinces and territories, and can be bundled for savings of up to 30%.
After submitting your information through our form, a licensed advisor will prepare your personalized quote within 24 hours. For simple auto or home quotes, you may receive a response within just a few hours during business hours.
Absolutely. We use 256-bit SSL encryption and comply with PIPEDA (Personal Information Protection and Electronic Documents Act). Your data is never sold or shared with third-party marketers. We take your privacy seriously.
Yes! Our secure online portal allows you to view your policy details, submit claims, make payments, download documents, and contact your advisor—all from your desktop or mobile device, 24/7.
Filing a claim is simple. You can call our 24/7 claims hotline, use the online portal, or contact your advisor directly. Most claims are reviewed and resolved within 48 hours, and payouts are processed directly to your bank account.